How to Protect Your Minor Children with a Florida Testamentary Trust

July 3, 2025
merina
Testamentary Trust booklet and gavel on lawyer’s desk

How to Protect Your Minor Children with a Florida Testamentary Trust

Introduction

If you’re a parent in Florida, ensuring your children are financially secure is essential. A testamentary trust for minor children Florida is one of the best tools to make sure assets are managed responsibly if you pass away unexpectedly. Unlike basic wills, this approach gives you more control over how, when, and under what conditions your kids receive their inheritance.


What Is a Testamentary Trust?

A testamentary trust is a trust created within your last will and testament. It only takes effect upon your death and is supervised by the probate court. In Florida, a testamentary trust for minor children ensures:

  • Funds are managed by a trustee you choose.

  • Distributions happen at responsible ages or milestones.

  • The inheritance is protected from misuse.


Why Parents Should Consider It

Without a testamentary trust:

  • Minor children inherit outright at 18 in Florida.

  • Court-appointed guardians manage funds, even if you wouldn’t have chosen them.

  • Disagreements between family members can arise.

Including a testamentary trust for minor children Florida in your will allows you to set specific rules, appoint a trusted guardian or trustee, and protect your child’s future.


Key Benefits

✅ Control over spending ages
✅ Avoids court battles over guardianship
✅ Protects against creditors or irresponsible spending
✅ Ensures education and living costs are covered


How to Create One

  • Consult a Florida estate planning attorney.

  • Draft a clear last will that includes testamentary trust instructions.

  • Choose a responsible, trustworthy trustee.

  • Specify how funds should be used (health, education, support).


Final Thoughts

A testamentary trust for minor children Florida is a powerful way to protect your legacy and ensure your children’s well-being. Don’t leave their future to chance.

📞 Need help setting up a testamentary trust in Florida? Contact us today for personalized estate planning guidance.

Fred E. Glickman, P.A.

9990 SW 77th Ave, PH-11
Miami, FL 33156

305-670-0987

305-503-7004

fred@kwglawoffices.com